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Tag: small business

Practical explanations of the numbers that run a small business, written in plain English with worked examples.

28 October 2026

Average Customer Value: What Is One Customer Actually Worth?

How to work out what a customer contributes over time, what losing one really costs, and why the average can hide your biggest risk.

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26 October 2026

Cash Runway: How Long Could Your Business Keep Going With No New Sales?

How to work out your cash runway, why the bank balance misleads, and how collecting unpaid invoices can add months. Worked example included.

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12 October 2026

Sales Are Up 20%. So Why Isn’t Profit Improving?

How gross profit margin works, how it slips without anyone noticing, and why growing sales is not the same as growing profit. Worked example.

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24 August 2026

We’re Nowhere Near the VAT Threshold. Are You Sure?

The £90,000 VAT threshold is measured on a rolling 12 months, not your accounting year. How to check properly and what late registration costs.

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28 July 2026

Do I Really Need Management Accounts?

The difference between annual accounts and management accounts, what a good monthly pack shows you, and when they are worth the cost.

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21 July 2026

Do I Really Need a Cash Flow Forecast?

What a cash flow forecast actually gives you, why the bank balance is not enough, and how to build one you will keep using.

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