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Category: Business Finance

Practical explanations of the numbers that run a small business, written in plain English with worked examples.

28 October 2026

Average Customer Value: What Is One Customer Actually Worth?

How to work out what a customer contributes over time, what losing one really costs, and why the average can hide your biggest risk.

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25 October 2026

Overheads as a Percentage of Sales: Where Your Profit Goes

How much of every £1 you earn disappears before it reaches profit, why the percentage can move on its own, and what to check monthly.

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24 October 2026

Fixed vs Variable Costs: Which Would Actually Fall if Sales Dropped?

Why almost no cost is purely fixed or variable, what really happens to profit when sales halve, and the question worth asking instead.

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15 October 2026

Break-Even Point: How Much Do You Need to Sell to Stop Losing Money?

How to calculate your break-even point, what it means for hiring decisions, and why the figure moves when your margin slips.

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12 October 2026

Sales Are Up 20%. So Why Isn’t Profit Improving?

How gross profit margin works, how it slips without anyone noticing, and why growing sales is not the same as growing profit. Worked example.

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