Accounts, tax and financial planning for UK small businesses and online retailers 07934 091901 Email us
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Accountants for growing UK businesses

Accounts, Tax & Financial Planning for Growing Businesses

Practical accounting, tax and financial insight for UK small businesses — with specialist support for Amazon, Shopify and other e-commerce sellers.

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Free tool Amazon seller? Check your settlement report in seconds

Prefer to talk? Call 07934 091901 or email hello@ms-accountancy.co.uk

How we can help

Accounting support for growing UK businesses

One practice, two clear pathways. Choose the support that fits your business today, with room to grow as your needs change.

Sole traders, freelancers & small companies

General Business Accounting

Bookkeeping, accounts, tax, VAT, payroll and financial planning for sole traders, freelancers, contractors and growing small companies.

  • Bookkeeping and VAT returns
  • Year-end accounts and tax
  • Payroll and management accounts
Explore general accounting
Free tool for Amazon sellers

Free Amazon Settlement Checker

Not sure why your Amazon payout is lower than your sales? Drop in your settlement report and see where the money went, line by line, in seconds.

  • Reconciles every line of the settlement to Amazon’s payout
  • Shows fees, refunds, advertising, storage and the reserve Amazon held back
  • Add your unit costs for an estimated contribution by product

For Amazon FBA and FBM sellers on any marketplace. Uses the “Flat File V2” settlement report from Seller Central. No sign-up, and your file is read on your own device and never uploaded.

Check your settlement
Example only · fictional figures

Amazon.co.uk · 2 settlements · 1 Sept – 30 Sept

Paid to you£6,302.63✓ Reconciled to Amazon’s payout
Net sales£11,052.00after £492.00 refunds and £188.00 promotions
Amazon fees31.8%£3,514.54 of net sales
Advertising9.6%£1,060.99 of net sales
Refund rate4.2%£492.00 refunded, against gross sales
  • Refunds & promotions 5.8%
  • Amazon fees 30.0%
  • Advertising 9.0%
  • Reserve & other 1.5%
  • Paid to you 53.7%

Bar: per £100 of gross sales (£11,732.00). Amazon fees and advertising above are measured against net sales. The refund rate is refunds alone; the bar’s 5.8% adds the £188.00 of promotions.

Beyond compliance

More than keeping the records up to date

Does your accountant send you a monthly report showing whether your business is on track? Good financial information should help you decide what to do next, not just tell you what happened last year.

Reliable reporting

Monthly management accounts that show your income, costs, margins and financial position, with clear commentary.

Forward planning

Budgets and cash-flow forecasts that help you prepare for tax bills, stock purchases and other commitments before they arrive.

Better decisions

Variance analysis and scenario modelling, so decisions on pricing, hiring or growth are based on the numbers.

See our financial planning services

About the founder

Practical support from a qualified accountant who knows your business

Muhammad Shahzad founded MS Accountancy Solutions to give small business owners something most never have: a qualified accountant who also understands financial planning and analysis.

You work with the same person every time — someone who combines reliable compliance with forward-looking insight, and explains what the numbers mean for your business.

About us
  • Fixed monthly feesAgreed in writing before work starts
  • One dedicated accountantThe same person every time
  • Clear, meaningful reportingNumbers explained, not just filed
  • Cloud accountingXero, QuickBooks and Sage
Insights

Practical guides for business owners

Practical guides to cash flow, margins, tax deadlines and management reporting, with worked examples.

E-commerce 14 min read

Your Amazon Settlement Report, Line by Line

What every line on an Amazon settlement report actually means, in plain English - from Principal and referral fees to reserve, reimbursements and the costs that…

Read the article →
E-commerce 3 min read

HMRC Now Gets Data From Amazon, eBay and Etsy. What Sellers Need to Know

Marketplaces now report their sellers' sales to HMRC every year. What is reported, who needs to pay tax, and what to do now.

Read the article →
E-commerce 3 min read

Shopify Payouts Explained: Why Your Bank Never Shows Your Sales

What Shopify deducts before paying you, why bank receipts are not sales, and how a clearing account keeps your books right.

Read the article →

View all insights

Let’s make your numbers work harder.

Book a consultation to discuss your accounting, tax and reporting needs.

07934 091901 hello@ms-accountancy.co.uk

Book a consultation